Fraud Prevention

Simple steps to help protect yourself from fraud.

Protect the Big Three: Your Data, Credit Rating and Computer

Protect Your Personal Data

• Confetti shred documents with personal data.
• Remove yourself from junk mail lists.
• Purchase a locking mailbox.
• Question when asked for your Social Security number; it is usually NOT necessary.
• Use the EMV chip feature for credit and debit card transactions.
• Upgrade to an EMV chip card at a Washington Trust branch any time.
• Maintain up-to-date contact information with all your financial institutions so suspicious activity can be verified quickly.

Protect Your Credit Rating

• Each year, get free credit reports from all three major agencies at annualcreditreport.com.
• Review a credit report at least twice a year and submit corrections in writing immediately.
• Review credit and bank account statements each cycle for any suspicious charges or debits – large or small.

Protect Your Personal Computer

• Use comprehensive spyware, virus protection software and a firewall, which prevents unauthorized users from gaining access.
• Keep operating systems and web browsers up to date, and turn on automatic updates.
• Protect your home wireless network with a password for a secure connection.
• Make sure your PC is password protected.
• Disconnect your computer from the Internet when not in use.

Never

• Put mail with a check or personal information in a non-locking mailbox.
• Answer emails seeking personal information.
• Give personal information over the phone, unless you made the call.