Employee Access & User Administration Guidelines
Network Security
Wireless Network Management
Physical Security
Fraud Prevention Products

Fraud Prevention Products

Services designed for businesses to reduce the risk of fraud.

Washington Trust offers commercial and business clients a selection of fraud prevention products and services designed with you in mind.

Positive Pay

Positive Pay is fraud detection for checks. Checks that post to the account are systematically compared to a list of valid outstanding checks. Checks are automatically paid when they match based on account number, check number and amount. Checks that do not match are identified as exceptions, and you are notified to apply pay or return decisions by a cutoff time; exceptions not receiving a decision by the cutoff time are automatically returned.

ACH Positive Pay

ACH Positive Pay is fraud detection for incoming ACH debits (electronic transactions initiated from outside the bank). It is a self-service alternative to ACH Debit Filter.

Security

A virtual token or One-Time passcode provides a higher level of security when you login to Business Digital Banking. The credential provides a dynamic security code used in addition to your Business Digital Banking Company ID, User ID and Password.

Alerts

Get notified by email, text, phone or at login when you set up alerts in Business Digital Banking. Specify alerts according to the following:

• Event
• Activity/amount
• Balance
• Cleared check/item
• Security
• Personal